
Credit Risk Management Professional
3 days ago
Ahli Bank seeks a highly skilled and experienced professional to fill the role of Senior Credit Risk Management Specialist. The successful candidate will be responsible for assessing and monitoring credit risk through pre-sanction and periodic review of credit applications.
Key Responsibilities- Facilitate effective review process of credit proposals submitted to the credit risk unit, ensuring efficient assessment and monitoring of credit risk.
- Assist in initial review of credit proposals from Business Units, ensuring compliance with bank's policies and regulatory guidelines.
- Identify and highlight associated risks with business operations, ensuring proposed facility structure is justified.
- Review financial analysis, projections, cash flows, assumptions, debt servicing workout, project progress monitoring, and other financial data presented.
- Ensure quality and integrity of proposals, jointly responsible with Business Unit representatives.
Additional responsibilities include:
- Liaising with Risk Control Unit to ensure accurate reflection in Credit Agreements of security held and required.
- Preparing quarterly reports for Executive Risk Committee and Executive Credit Committee meetings.
- Preparing Level 1 approvals report required for Credit and Investment Committee (CIC) meeting.
- Minimum bachelor's degree in finance or related major/ACCA/CFA.
- Minimum 8-10 years of experience in Credit Risk Management or Corporate Banking.
- Strong understanding of credit analysis and policies, good computer skills.
- Problem-solving skills, analytical thinking, quantitative, conceptual skills.
- Strong understanding of risk management principles, regulatory guidelines.
- Capable of communicating clearly and professionally with internal and external stakeholders.
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