Credit Officer

6 days ago

Muscat, Muscat, Oman Beehive Fintech Full time

Important stuff:

  • Flexibility - We have an office in Muscat
  • Reporting to - Group Head of Credit
  • Start date - August 2025
  • Interviews - 2 rounds of interviews.

Day to day, you will...

  • Responsible for managing a country's credit function and delivering high quality credit analytic reports
  • Accountable for gathering financial information (bank and financial statements) assessing, analyzing and interpreting complicated and consolidated client data
  • Responsible for undertaking detailed credit risk assessment analysis, and visiting client premises
  • Responsible for identifying potential fraudulent applications, in order to protect the reputational and financial interests of investors / platform
  • Accountable for reviewing original client documentation for verification including bank statements wherever necessary, authorized signatory validations, annual financial statements, invoices etc.
  • Responsible for liaising with external credit reference agencies and analysis of third-party risk management reports
  • Accountable for ensuring client requests sit within Beehive's risk appetite and credit policy
  • Responsible for delivering periodic (monthly and quarterly) trend data to management on acceptance, decline rates, sector exposure and concentration risk etc.
  • Responsible for presenting credit proposals to Beehive Credit Committee demonstrating strong communication skills articulating all known material and significant risks
  • Responsible for monitoring key local market issues including matters of legal, market and compliance risk
  • Accountable for updating credit policy documentation

This might be you if:


•You have excellent communication.


•You possess strong attention to detail.


•You can work independently, prioritize tasks, and thrive in a dynamic, multicultural environment.


•You have previous experience working in a Credit role.


•You have a valid Oman driving license

Why join us?

With us, you can join a growing team with immense growth opportunities within the company. As one of the earliest hires within the Oman function, you will have the opportunity to create real impact and learn on the job.

Beehive is a rapidly growing and one of the longest-standing startups in the MENA region. We are a people-first organization, and we believe in the empowerment of our workforce

#J-18808-Ljbffr

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