Strategic Credit Decision Maker

1 day ago


Muscat, Muscat, Oman beBeeCredit Full time 80,000 - 120,000
Job Title:

Credit Analyst

">About the Role:Our team is seeking a skilled Credit Analyst to join our Special Assets Management unit. The successful candidate will conduct comprehensive credit analysis, including financial statement reviews and risk assessment.Key Responsibilities:
  • Assess customers' creditworthiness by analyzing their balance sheets, income statements, and cash flows.
  • Prepare detailed credit applications for new and existing proposals within the required timeframe, ensuring timely processing of proposals.
  • Evaluate financial, economic, and business risks and recommend suitable credit strategies.
  • Perform annual credit reviews for assigned accounts and ensure submission within specified deadlines, monitoring performance trends and payment behavior.
  • Identify early warning signs and escalate risks when necessary, maintaining accurate records for all portfolio accounts.
  • Coordinate with internal departments to ensure smooth case management.
  • Maintain professional communication with customers for clarifications or pending requirements, preparing reports on account status and recovery progress.
Education & Experience Requirement:
  • Bachelor's degree in Finance, Accounting, Banking, or related field.
  • Minimum 5 years of experience in credit analysis, with at least 2 years in corporate banking or special assets management.

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