Transaction Processing Specialist

3 days ago


Muscat, Muscat, Oman Ahli Bank Full time
Job Description:

The Domestic Payment Authorizer will play a pivotal role in ensuring the accurate and efficient authorization of all funds transfer-related payments, encompassing outward and inward transactions for corporate, SME, retail customers, and other departments.

Key Responsibilities:
  • Payment Authorization & Processing:
    • Review and authorize domestic payment transactions (internal, ACH, RTGS) from all channels (eChannels, Branches/BPM, document-based instructions).
    • Verify and authorize exceptional transactions after obtaining proper approvals, logging exceptions for audit and compliance tracking.
  • Reconciliation & Operational Control:
    • Perform daily reconciliation of suspense and corresponding accounts at a transaction-matching level.
    • Prepare and submit daily/monthly GL balance proof with supporting documentation.
  • Compliance & Risk Management:
    • Ensure full adherence to audit requirements, KYC, AML, and regulatory guidelines in transaction authorization.
    • Monitor and cross-check transactions for potential fraud, errors, or compliance risks, reporting any concerns immediately.
  • Process Improvement & Automation:
    • Identify opportunities for improving and automating transaction processes to ensure Straight-Through Processing (STP).
  • Stakeholder Communication & Support:
    • Respond promptly to internal and external queries, including those from branches, corporate clients, SMEs, and the complaints team.
  • Reporting & Documentation:
    • Compile and submit the monthly payment statistics report with accurate data.


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